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Perfect opportunity to own a 1, 334 square foot 2-bedroom, 2-bathroom home single-family home with attached garage with a thoughtful split floor plan and is nestled in a peaceful Port Charlotte neighborhood. A majestic oak tree graces the front of the home, offering a perfect spot to relax in its cool shade. This charming home, featuring a brand-new roof (2023), a Generac 18kw generator (2023), a new electrical panel (2023), and a newer A/C (2018), offers exceptional curb appeal and a warm, inviting atmosphere. As you step inside, you’ll be welcomed by a spacious living and dining area, complete with elegant new wood-look vinyl flooring that adds sophistication throughout the main living spaces. Sliding glass doors open to a screened-in lanai, ideal for outdoor entertaining or simply relaxing in comfort. At the heart of the home is the centrally located kitchen, which combines functionality and style. The kitchen is equipped with modern appliances, a tile floor, abundant hardwood cabinetry, and a convenient pantry, making it a perfect space for any home chef. Adjacent to the kitchen is the laundry room with washer/dryer hookups, a utility sink, and extra storage. This area flows into a 20x13 garage with a workbench, perfect for all your projects. The private primary suite is ideally situated on one side of the home, featuring a spacious walk-in closet that offers ample storage. The attached full bathroom provides a serene retreat. A generously sized guest bedroom with a built-in closet ensures plenty of storage for visitors. This bedroom is conveniently located near a guest bathroom with a tub and shower combination. Step outside to the covered lanai, complete with a ceiling fan for added comfort, which overlooks a large backyard with plenty of space to add a pool. The property also includes hurricane shutters, a well for watering a garden or lawn, Generac generator and a 500-gallon LP tank for added peace of mind. Centrally located near I-75, US-41, shopping, dining, entertainment, golf courses, and beaches, this home offers the perfect blend of indoor and outdoor living.
**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $115 | $115 | $115 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,264 | $1,313 | $1,674 |
Total Monthly Payment | $1,454 | $1,503 | $1,864 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.