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Lakeside Living at Its Best in Holiday Point! Tucked away at the end of a quiet dead-end street, this charming Contemporary Colonial 3-bedroom home offers the perfect lake retreat in the desirable Holiday Point water community. With a 3-bedroom septic system installed in 2020 (and rarely used), this home is move-in ready and full of thoughtful upgrades. The beautifully renovated kitchen features floating shelves, quartz countertops, stainless steel appliances, and stylish pendant lighting-all open to the sunlit dining area with dual sliding doors leading to a spacious deck with breathtaking water views. The living room is wrapped in natural light, thanks to three walls of windows and a side door that opens to the deck-perfect for entertaining or relaxing. A graceful archway leads to the main-level bedroom with recessed lighting and an adjacent full bath with tiled flooring. A versatile office or additional bedroom completes the main floor. Upstairs, the private primary suite boasts exposed beams, a walk-in closet, and a second full bath. The lower level features a partially finished and heated bonus room with sliders to the backyard offers endless possibilities-home office, rec room, or studio. Step outside to a level backyard and follow the path down to the water's edge, where your private dock awaits-included with the HOA fee. A storage shed adds convenience, while the peaceful setting makes every day feel like a getaway. Don't miss your chance to own this lakeside gem! The den/study can be used as a 3rd bedroom as the 5-year old septic is rated for a 3-bedroom home.
Type | Description | Level |
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Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Vaulted Ceiling,Balcony/Deck,Ceiling Fan,Sliders,Hardwood Floor | Main |
Kitchen | Skylight,Balcony/Deck,Breakfast Bar,Quartz Counters,Sliders,Hardwood Floor | Main |
Living Room | Balcony/Deck,Hardwood Floor | Main |
Office | Sliders,Concrete Floor | Lower |
Primary Bedroom | Vaulted Ceiling,Beams,Ceiling Fan,Full Bath,Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $284 | $284 | $284 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,620 | $2,759 | $3,516 |
Total Monthly Payment | $2,996 | $3,135 | $3,892 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.