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Nestled in the Blue Ridge Mountains, this meticulously kept Cape Cod-style home, built in 2018, is located in the desirable Twin Rivers Subdivision. Offering 1, 652 square feet of living space on 3. 65 acres, this charming 3-bedroom, 2-bathroom home provides a perfect balance of comfort and nature. The open floor plan boasts stunning mountain and river views, with a well-appointed kitchen featuring granite countertops and updated appliances. The spacious living area extends to a screened back porch and a two-level outdoor deck, ideal for relaxation or entertaining. Situated on the banks of Little River, the property includes a private dock with ownership extending 100 feet into the river, making it a dream retreat for outdoor enthusiasts who enjoy fishing, kayaking, tubing, and swimming. The private wooded lot also features an RV parking pad. LeafFilter gutter guards were added last year for enhanced maintenance-free living. Additionally, a John Deere Gator will be included with an accepted contract, adding even more value to this incredible property. For those who love exploring, the home is just a short drive from Lakes Keowee, Jocassee, and Hartwell, as well as scenic hiking trails, waterfalls, and charming mountain towns. With no restrictions on short-term rentals, this home is an excellent opportunity for a summer retreat, vacation home, or permanent residence. Don’t miss out on the chance to own this breathtaking property. Schedule a private showing today to experience the beauty and tranquility of this exceptional mountain getaway. All items on inspection report have been addressed prior to listing.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $66 | $66 | $66 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,745 | $2,890 | $3,683 |
Total Monthly Payment | $2,903 | $3,048 | $3,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.