105 High Street, St. Albans City, VT, 05478 | $695,000

Step into timeless elegance with this stunning Victorian home, where classic charm meets modern luxury. A spacious entry with multiple closets keeps everyday life essentials organized. The well-equipped chef's kitchen features a built-in desk, beverage fridge, and warming drawer to make entertaining a breeze! The kitchen is conveniently located near the screened porch and a courtyard with stone walls, evoking the ambiance of an exclusive European hideaway. The expansive dining and living rooms showcase exquisite woodwork and stained-glass details, while the cozy den with a gas fireplace sets the scene for perfect movie nights. The first floor also offers a generous home office/library, guest bedroom with nearby 3/4 bath, and an additional half bath. Ascend the stunning staircase, passing another vibrant stained-glass window, to find a second home office, three additional well-sized bedrooms, full bath, laundry room, and the luxurious primary suite-complete with a gas fireplace, two closets, double vanity, and large shower with multiple jets. Outside, enjoy multiple covered porches a large patio area off of the screen room and a two-story barn, recently upgraded with a three-car garage. Situated on a corner lot just under half an acre, there's ample space for gardens and yard games. There is even a NEW ROOF! All this, just minutes from St. Albans' vibrant restaurants, breweries, and shopping. Schedule your private showing today!

Features

  • Rooms: 12
  • Bedrooms: 5
  • Baths: 2 full / 1 three-quarter / 1 half
  • Style: Victorian
  • Year Built: 1890
  • Garage: 3-car Garage
  • Heating: Natural Gas,Hot Water,Radiant Floor,Radiator,Steam
  • Cooling: Central AC,None,Other
  • Basement: Unfinished
  • Approx Sq. Feet: 3,819
  • Acreage: 0.44
  • Est. Taxes: $10,492
  • Lot Desc: Corner,Landscaped,Near Shopping,Neighborhood,Near Hospital
  • School District: Maple Run USD
  • MLS#: 5034731
  • Website: https://www.raveis.com
    /prop/5034731/105highstreet_stalbanscity_vt?source=qrflyer
©2025 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/28/2025
Listing courtesy of Coldwell Banker Hickok and Boardman   Phone: 802-863-1500
Listing Agent: Susan Kaminski

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

105 High Street, St. Albans City, VT, 05478

$695,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $556,000 $556,000 $556,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $874 $874 $874
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,514 $3,653 $4,654
Total Monthly Payment $4,480 $4,619 $5,620

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.