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Step into timeless elegance with this stunning Victorian home, where classic charm meets modern luxury. A spacious entry with multiple closets keeps everyday life essentials organized. The well-equipped chef's kitchen features a built-in desk, beverage fridge, and warming drawer to make entertaining a breeze! The kitchen is conveniently located near the screened porch and a courtyard with stone walls, evoking the ambiance of an exclusive European hideaway. The expansive dining and living rooms showcase exquisite woodwork and stained-glass details, while the cozy den with a gas fireplace sets the scene for perfect movie nights. The first floor also offers a generous home office/library, guest bedroom with nearby 3/4 bath, and an additional half bath. Ascend the stunning staircase, passing another vibrant stained-glass window, to find a second home office, three additional well-sized bedrooms, full bath, laundry room, and the luxurious primary suite-complete with a gas fireplace, two closets, double vanity, and large shower with multiple jets. Outside, enjoy multiple covered porches a large patio area off of the screen room and a two-story barn, recently upgraded with a three-car garage. Situated on a corner lot just under half an acre, there's ample space for gardens and yard games. There is even a NEW ROOF! All this, just minutes from St. Albans' vibrant restaurants, breweries, and shopping. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $874 | $874 | $874 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,514 | $3,653 | $4,654 |
Total Monthly Payment | $4,480 | $4,619 | $5,620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.