3684 MAIN Street, Middleburg, FL, 32068 | $815,000

This one-of-a-kind Florida custom built home offers waterfront living on North Fork Black Creek with 140 ft of frontage, a covered boat lift, and two jet ski lifts. Built for both beauty and durability, the exterior showcases rough-cut Pecky Cypress and Heart Pine, while the interior impresses with 23-ft vaulted ceilings and exposed 4x12 Pine Beams. Enjoy magnificent wooded and creek views from every room, a Heart Pine-adorned fireplace, and an open floor plan featuring stainless steel appliances and granite countertops. The primary suite features French doors leading to a private balcony with stunning creek views, a luxurious bath with a jacuzzi tub, and a spacious walk-in shower with dual shower heads. Relax on the covered front and back porches or entertain on the expansive dock. The beautifully manicured, fenced property includes fruit trees and an exterior elevator. This stilt home sits 20 feet above the flood zone with a paved, covered carport underneath, room for all your toys!

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 125x181
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Stilt
  • Year Built: 2012
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,012
  • Acreage: 0.41
  • Lot Size: 125x181
  • Est. Taxes: $6,671
  • Lot Desc: Dead End Street, Sprinklers In Front, Sprinklers In Rear
  • View: Creek/Stream, Water
  • Water Front: Yes
  • Elem. School: Middleburg
  • Middle School: Lake Asbury
  • High School: Middleburg
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Freezer, Refrigerator, Washer
  • MLS#: 2079500
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/2079500/3684mainstreet_middleburg_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of COLDWELL BANKER VANGUARD REALTY

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3684 MAIN Street, Middleburg, FL, 32068

$815,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $652,000 $652,000 $652,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.109% 6.764% 6.581%
Monthly Tax Payment $556 $556 $556
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,068 $4,175 $5,635
Total Monthly Payment $4,716 $4,823 $6,283

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.