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Welcome to this charming fully detached 1-family home with a private driveway and detached garage, located in the highly desirable neighborhood of South Ozone Park. Situated on a 30 x 100 lot, this spacious property features 2 bedrooms, 2 bathrooms, and a fully finished basement with potential for a third bedroom. The home features a beautiful brick and stone front porch with a canopy—an ideal spot to relax and unwind. Inside, you'll find hardwood floors throughout and a bright, open layout. The main level offers a generous-sized living room filled with natural sunlight, an eat-in kitchen with granite countertops, and a formal dining room enhanced by detailed moldings. On the second floor, you’ll find one oversized bedroom, a second generously sized bedroom, and a full bathroom. The fully finished basement, complete with windows for natural light, has its own private entrance, a bathroom, laundry area, and additional space with ample closet storage—great for extended living or guests. Enjoy the spacious backyard with a covered section attached to the garage, ideal for outdoor dining or entertaining family and friends. Conveniently located near JFK Airport, Resorts World Casino, shopping, dining, schools, parks, and houses of worship—this home offers both comfort and accessibility in one of Queens’ most sought-after communities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$729,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,200 | $583,200 | $583,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $355 | $355 | $355 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,638 | $3,831 | $4,882 |
Total Monthly Payment | $4,085 | $4,278 | $5,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.