2720 SE 145TH STREET, Summerfield, FL, 34491 | $498,400

Charming 5-Acre Farm in Summerfield – Updated Home, Fenced Acreage & Endless Potential
If you’ve been searching for a beautiful, move-in-ready home with land in a quiet yet convenient location, this updated 3-bedroom, 2-bathroom home on 5 fully fenced acres offers the perfect blend of country living and modern comfort. Nestled among towering "Old-World Florida" Grandaddy Oaks, this property is ideal for horse enthusiasts, hobby farmers, or families who want room to roam—just minutes from Ocala, The Villages, Santos Trail System, the Florida Horse Park, and I-75 for easy commuting North or South.
As you approach, a custom Double R electric entrance gate welcomes you onto the property, where you’ll find lush green grass, well-maintained fencing with 4-board and no-climb, and two separate pastures, ready for your animals. The home is surrounded by a nicely fenced yard area, ideal for pets and family relaxation under the shady oaks. There’s even a picturesque oak-canopied nook on the property, perfect for peaceful afternoons or a hammock retreat.
The newly built 44x36 pole barn offers incredible versatility—use it as-is for storage or convert it into a horse barn or fully enclosed workshop. Water lines have already been run to the pastures, and the entire parcel is thoughtfully laid out for easy animal care and property maintenance.
Step inside the home and you’ll immediately feel the inviting country charm, enhanced by wood-grain laminate flooring, fresh interior paint (2025), and numerous modern upgrades that add both comfort and value. The kitchen and bathrooms have been tastefully updated, and the home is filled with natural light and character. Notable interior updates include a tankless water heater, reverse osmosis system at the kitchen sink, double-pane windows, Trex front porch, and a back door with doggy door access.
Additional upgrades ensure peace of mind for years to come. The home has a new roof (2015), new AC condenser and handler (2015), new ductwork (2024), new electric panel (2022), new well pump (2023), and updated plumbing under the home and from the well (2020). The property also features whole-house gutters, blown-in insulation (2025), and a dryer vent and 220 outlet installed for laundry convenience.
This location is a true gem for equestrians and nature lovers. The property is just 15 minutes to the Florida Horse Park, and less than 20 minutes to the Land Bridge Trailhead, a favorite among riders for its direct access into the Cross Florida Greenway. Other nearby trailheads include Pruitt Trailhead, with miles of quiet riding trails and space for trailer parking, and Spider Valley, a hidden local favorite known for its scenic wooded paths and riding loops. The Santos Trailhead—with miles of horseback riding, hiking, and biking—is even closer and The Villages is less than 10 minutes away, giving you access to entertainment, medical facilities, and modern amenities while still enjoying the freedom of a country lifestyle.
Whether you're bringing horses, building your dream mini-farm, or simply looking for a peaceful homestead with room to grow, this property is ready for its next chapter.
Don't miss your chance to own this well-appointed farm in one of Marion County’s most desirable rural locations

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Style: Craftsman
  • Year Built: 1980
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,152
  • Acreage: 5
  • Est. Taxes: $290
  • Lot Desc: Cleared, Farm, Landscaped, Zoned for Horses
  • Elem. School: Marion Oaks Elementary School
  • Middle School: Belleview Middle School
  • High School: Belleview High School
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: OM698620
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM698620/2720se145thstreet_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/8/2025 4:21:03 AM)
Listing courtesy of HOMES TO RANCHES REALTY INC   Phone: 352-732-3276

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NMLS Mortgage Loan Originator ID 16953

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2720 SE 145TH STREET, Summerfield, FL, 34491

$498,400

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $398,720 $398,720 $398,720
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.695% 6.810% 6.026%
Monthly Tax Payment $24 $24 $24
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,295 $2,553 $3,311
Total Monthly Payment $2,394 $2,652 $3,410

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.