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Presented by![]() Debra Meyers |
Pride of ownership is evident in this raised ranch with its lovely curb appeal. Set on 0. 52 acres of level property at the end of a cul de sac, the sense of tranquilly & privacy are evident. A stone walk leads to the front door with ceramic flooring in the entry. A large bright living room & gracious dining room yield access to the large deck, via young sliders. The EIK has custom cabinets, a new ss refrigerator w glass door, Corian counters & a built in island with seating, wood look easy maintenance floor & another access to the deck & level yard. Beyond is the neutral updated hall bath w marble counter & a whirlpool tub! The primary bedroom has a neutral lavatory as well. . All three bedrooms on this level feature ceiling fans with lights & hardwood floors (protected by w/w). On the lower level, enjoy the family room, large 4th bedroom with a deep closet with organizers & a bonus room (with access out), complete with built ins for storage & a dryer + almost new washer. The deck, redone in 2023, is a super spot to enjoy in any weather, protected by a roof. The spacious yard is perfect for entertaining or just chilling out. Other updates: new roof, 2023, c/a 2022, new driveway, 2022, new slider 2022 & young washer & electric panel. There's lots of recessed lighting throughout the house as well! Set in one of New City's most sought after neighborhoods, this house radiates warmth & peace.
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Our Executive Mortgage Banker:
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$675,000
Sales Associate
William Raveis Real Estate
Phone: 716.440.2870
Debra.Meyers@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $1,220 | $1,220 | $1,220 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,109 | $3,458 | $4,484 |
Total Monthly Payment | $4,421 | $4,770 | $5,796 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.