599 ENCARNACION STREET, Punta Gorda, FL, 33983 | $410,000

This is the one you've been waiting for! Nestled in the heart of Deep Creek, this meticulously upgraded 3-bedroom, 2. 5-bath pool home with nearly 2, 200 sq ft of living space is bursting with style, comfort, and value. From the moment you step inside, you'll feel the pride of ownership and attention to detail that makes this home truly one of a kind.

The layout is perfection — a split floor plan that offers privacy, generous living spaces, and a flow that just feels right. The gourmet kitchen is a dream, featuring granite countertops, wood cabinetry, stainless steel appliances, and a breakfast bar for morning coffee or evening wine with friends.

The primary suite is spacious and serene with walk-in closets, dual vanities, and private access to the pool and lanai. No garden tub here — just a clean, modern space with a walk-in shower designed for comfort and ease.

And the updates? They speak for themselves:

2020: New AC with programmable thermostat, new washer and dryer
2022: Impact-rated garage door (170 mph), Genie belt drive opener, new refrigerator
2023: New electric range with convection
2024: Brand new roof with upgraded skylight, new refrigerator in the butler’s pantry (can be used as a freezer), upgraded main and secondary electrical panels with Ultra Main Surge protection

Plus, all the details that matter most:

Luxury Vinyl Flooring and Porcelain tile throughout

All lighting upgraded to LED

All ceiling fans replaced

Updated 2nd bath and master bath with custom cabinetry and concrete countertops

Fresh interior and exterior paint

Updated outlets and switches

Custom trim, baseboards, and wood sectional shutters

Stunning feature walls in the family room and master

Even the UV film on sliders and windows is already in place (and removable). Washer, dryer, both refrigerators, and landing station stay with the home.

Step outside to your private oasis with a screened-in pool and lanai, surrounded by a peaceful wooded view — perfect for unwinding after a long day or entertaining guests.

Located in the highly desirable, deed-restricted community of Deep Creek, you're just minutes to I-75, shopping, dining, parks, golf, and a short drive to downtown Punta Gorda and Fishermen’s Village.

This is more than a home — it’s a lifestyle. Schedule your private tour today before someone else falls in love with it first.

Features

  • Amenities: Basketball Court, Fence Restrictions, Maintenance, Pickleball Court(s), Playground, Tennis Court(s), Vehicle Restrictions
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 80 x 120
  • Laundry: Inside
  • Style: Florida
  • Year Built: 1990
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,195
  • Acreage: 0.22
  • Lot Size: 80 x 120
  • Est. Taxes: $3,735
  • HOA Fee: $200 Annually
  • Lot Desc: Greenbelt, In County, Landscaped, Level
  • View: Park/Greenbelt
  • Elem. School: Deep Creek Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, In Ground, Outside Bath Access, Screen Enclosure
  • Pet Policy: No
  • Appliances: Bar Fridge, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: C7507742
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7507742/599encarnacionstreet_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/16/2025 4:25:06 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 941-493-1000

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

599 ENCARNACION STREET, Punta Gorda, FL, 33983

$410,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $328,000 $328,000 $328,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment $311 $311 $311
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,073 $2,155 $2,746
Total Monthly Payment $2,459 $2,541 $3,132

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.