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Beautifully restored and maintained, historic home in the much sought after town of Dunedin. Location is perfect. Just steps from the water's edge along Edgewater Drive. One block to the Pinellas Trail, which offers 75 miles of bike and walking access. Whether it's riding to the sponge docks in Tarpon Springs or the world famous St Pete pier, the opportunities are endless. The property was not affected by water or wind damage during recent storms and is located in a non-flood zone (zone X). Quaint front porch welcomes you into this historically- correct home with original hardwood floors in the living room, three bedrooms and hallway. Lovely original bathroom with newer pedestal sink. Kitchen has been updated with white cabinets, solid surface quartz countertops, subway tile backsplash, and stainless appliances which include a natural gas range. Beautiful Old Chicago style porcelain tile floors in the kitchen, with complementary tile in the guest bath and laundry room. Eat-in space with cushioned, banquette seating. Loaded with natural light, the family room is a perfect space for casual entertaining. Newer section of home was remodeled to hold the same appeal as the older section, with genuine hardwood floors in family room, second floor landing and wood staircase. Beautiful custom metal stair railings lead from first floor, up the stairs to spacious landing and on to a very large primary bedroom. Primary bedroom has a large walk-in closet. With the second floor views out the large windows, the feeling is like living in the canopy of Downtown Dunedin's treasured, historic old oak trees. En-suite bathroom with updated double vanity offers quartz countertops and Moen Rockcliff vanity mirrors. Very large step-in tiled shower. First floor laundry room with full sized washer and dryer which do convey. Home offers many opportunities for storage space, including under-stairs closet for climate controlled storage. French doors from family room leads to the covered deck and pavered patio areas. Lushly landscaped backyard with native tropical Florida plantings. Stepping stones lead to a weatherproof, 8x12 Tuff Shed. Large one car garage with interior door leading to laundry room. Electrical panel replaced and upgraded in 2020. Windows (aside from fixed picture window) on the first floor have been replaced with energy efficient windows. Zoned A/C for better use of energy consumption. One unit replaced 11/2023. Gutters and downspouts were added in 2021. Roof replaced in 2019. Additional natural gas connection on rear of home would be perfect for a gas grill or whole house generator. Home is on a corner, double lot. Centuries old stately oak tree anchors the front yard. Preventive subterranean termite treatment applied within last couple of years.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $524 | $524 | $524 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,684 | $4,097 | $5,314 |
Total Monthly Payment | $4,300 | $4,713 | $5,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.