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Built in the heart of Colchester you'll find this lovely community and the small association of Creek Farm Townhouses! A beautiful layout with 2 beds and 1. 5 Baths this association gives you the peace and quiet of a well established neighborhood with an open field, community pool and tennis court, and proximity to everything! Enter into the townhouse with a designated tiled entry with mud room vibes. The first floor is open concept with a spacious kitchen, boasting a tremendous amount of counter space, and all newer stainless steel appliances. The first floor has newer laminate flooring, is recently painted, has updated ceilings and ceiling lights, as well as a natural gas fireplace for both heat and ambiance. Windows on both sides of the main floor create good lighting and you'll also find a 1/2 bath and slider to a deck on the main level. The deck is large and private as the back of the townhouse abuts the woods, but has space for a firepit. Upstairs you'll find 2 bedrooms with the primary bedroom enjoying the serenity of the woods, and the front bedroom the sun that races across the field before the building. Also on the upper level is the full bath and laundry. Great Location! Roughly 10 minutes to Bayside Park and Niquette Bay State Park both on Lake Champlain, roughly 10 minutes from Costco, 15 minutes from downtown Winooski, roughly 20 minutes from Burlington's Church Street, and 40 minutes from Smugglers Notch and Bolton Valley Ski Resorts!
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Our Executive Mortgage Banker:
Our Insurance Division:
$309,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $292 | $292 | $292 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,567 | $1,629 | $2,075 |
Total Monthly Payment | $1,934 | $1,996 | $2,442 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.