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Presented by![]() Diane Harris |
Welcome to this exceptional 3, 000 sq. ft. detached home, nestled in a sought-after HOA community in the heart of Wading River. A perfect fusion of comfort, style, and modern convenience, this home boasts dramatic 2-story ceilings and a cozy fireplace in the expansive great room, creating the ideal setting for both intimate relaxation and grand entertaining. The main level is adorned with elegant hardwood floors, elevating the overall sophistication of the space. The grand primary bedroom suite serves as a serene retreat, featuring a spacious walk-in closet and a luxurious ensuite bathroom. Unwind in the freestanding Jacuzzi-style tub or indulge in the separate rain-head shower for a spa-like experience. The bathroom also offers added luxury with heated bidet toilet, complemented by exquisite porcelain tiles throughout. This home includes 3 well-appointed bedrooms, plus a versatile bonus room that can function as a bedroom or office, and 3 full bathrooms. The open layout encompasses a formal dining room, a spacious eat-in kitchen with a breakfast area, and a laundry room. Comfort is assured year-round with central air conditioning, while the 2-car garage offers ample storage space. The full basement provides endless possibilities for customization. Step outside to your private back patio, an inviting oasis perfect for outdoor entertaining or relaxation. The charming front covered porch enhances the property’s curb appeal and offers a welcoming entrance. Conveniently located near scenic farms, shopping, golf courses, and the pristine beaches of the North Fork, this home is the ideal base for enjoying all the region has to offer. Experience true energy efficiency with OWNED solar panels, generating approximately 21, 000 kWh annually, reducing your electric bill to a mere $34. 95 per month. An electric car charger is also included. Don’t miss the opportunity to own this remarkable home, where luxury, comfort, and savings come together in perfect harmony. The HOA covers lawn care, snow removal, sprinkler service, and cesspool maintenance. Peconic Bay tax applies.
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,990
Luxury Properties Specialist
William Raveis Real Estate
Phone: 303.877.3582
Diane.Harris@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,992 | $599,992 | $599,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
Monthly Tax Payment | $832 | $832 | $832 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,792 | $3,992 | $5,063 |
Total Monthly Payment | $4,716 | $4,916 | $5,987 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.