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Stunning Former Model Home in The Pines of Gahagan, a 55 and better community. This exceptional former model home boasts every available upgraded cosmetic feature and offers the largest floor plan in the development, spanning 3, 054 sq. ft. Designed for both luxury and convenience, this home is packed with high-end features, including a REME HALO UV environmental air treatment system that purifies air by eliminating bacteria, mold, and viruses before they reach the high-particulate air filtration system. The home also features six remote-controlled ceiling fans for added comfort. Enjoy peace of mind with a Generac whole-house generator and the efficiency of a tankless water heater. The beautifully landscaped, multi-zone yard is a visual delight from every angle, maintained effortlessly with a four-zone irrigation system. Additional exterior upgrades include Leaf Filter gutter guards and French drains for optimal drainage and low maintenance. Inside, the open floor plan is bright and inviting, complemented by plantation shutters throughout. A sunroom provides the perfect spot for relaxation. This home features three spacious bedrooms and three full bathrooms, offering ample space for comfortable living. Located in a vibrant, gated community, residents enjoy a welcoming neighborhood and fantastic amenities, including a clubhouse, fitness center, swimming pool, walking and jogging trails, and included lawn maintenance and trash service. Don't miss this opportunity to own a beautifully upgraded home in The Pines of Gahagan!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,908 | $3,022 | $3,851 |
Total Monthly Payment | $3,000 | $3,114 | $3,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.