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Welcome to 138 Broad Street, a distinguished residence nestled between two of Charleston's most sought-after neighborhoods: Harleston Village and the iconic South of Broad. Steeped in history, this grand home, built in 1882, is a proud addition to Charleston's Historic Preservation List since 1984, protected under the HCF easement. Currently divided into three units, Unit A stands as the most expansive at 1, 697 sq ft, occupying the entire ground level. This residence boasts two generously proportioned bedrooms, each flanking opposite sides of the property, and two full bathrooms, one of which is an ensuite to the primary bedroom. The home's original heart of pine hardwood floors have been beautifully preserved, adding to the timeless elegance throughout. Magnificent French doors, preserved in their original style, connect the formal living and dining areas to the kitchen and the welcoming front porch, all while showcasing Charleston's signature historic architecture. Three original masonry fireplaces grace the home, infusing each room with warmth and character throughout the seasons. At an impressive 14 feet, the soaring ceilings and abundant windows invite sunlight to fill the space, creating a sense of openness and a blank canvas for the next owner's personal touch. One of the home's most notable features is the massive 12-foot pocket doors, a striking tribute to 19th-century craftsmanship. These doors offer the unique ability to transform the living and dining areas into a unified expanse or separate, intimate spaces. The living room's built-in bookshelves elegantly flank the painted and preserved fireplace, adding to the room's charm. The primary bedroom is generously sized, and the ensuite bathroom is spacious, offering potential for expansion or the addition of a walk-in closet. The second bedroom, equally spacious, could serve as a secondary primary suite, complete with a walk-in closet area and a full bathroom just outside the door. With minor modifications, this bathroom could easily be incorporated into the guest bedroom suite for added convenience. Unit A also includes (2) deeded off street parking spaces in the back of the property. An As-Is appraisal is available, reflecting a value of $1. 15 million. The sellers have priced this property to sell, providing the next owner with the rare opportunity to build instant equity and transform this residence into their dream home or an idyllic pied-à-terre. The surrounding neighborhood speaks for itself. This home is centrally located within walking distance of Charleston's world-class dining and retail offerings. Enjoy evening strolls around the serene Colonial Lake, take in the beauty of White Point Garden, or wander along the historic Battery. The community exudes a welcoming charm, where friendly greetings and spontaneous invitations for cocktails from neighbors are a daily occurrence. Broad Street offers a true sense of place, embodying the heart of Charleston's quintessential downtown neighborhood. 138 Broad Street is a treasure trove of Charleston's rich history, and it awaits the next visionary owner who will honor its legacy while crafting a timeless future.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
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Loan Amount | $791,200 | $791,200 | $791,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.961% | 6.764% | 6.666% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,936 | $5,066 | $6,892 |
Total Monthly Payment | $5,028 | $5,158 | $6,984 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.