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Charleston single home nestled on a nearly half acre (0. 49) lot centrally located on James Island with in 5 miles of the Medical University of SC. James Island offers homeowners some of the best of what the Lowcountry's has to offer: 5 mi from the heart of the City of Charleston, 1 mi from 643 acre County Park, 6. 4 mi Folly Beach as well as being surrounded by the Ashley & Stono Rivers for those who enjoy boating & fishing. Two public boat landings within 4 miles. This 1 owner home features dual primary bedrooms, open floor plan & spacious secondary bedrooms. Hardwood floors throughout, upgraded trim, walk in closets, gas fireplace, laundry room, 200 sf sunroom and detached 24x24 two car garage. There is a flex room off the back bedroom where plumbing has been run for option of 4th BA
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Our Insurance Division:
$935,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $748,000 | $748,000 | $748,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.813% | 6.739% | 6.581% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,606 | $4,790 | $6,465 |
Total Monthly Payment | $4,698 | $4,882 | $6,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.