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Welcome to this stunning 4-bedroom, 3-bathroom home in the desirable Shady Grove Hills community, where luxury and functionality blend seamlessly. As you approach, you're greeted by a large covered front porch, perfect for enjoying the outdoors. Step inside to discover soaring ceilings and an open-concept floor plan that exudes brightness and elegance, with designer colors and spacious rooms throughout. The formal dining room is flanked by detailed columns, offering a refined space for family meals and gatherings. The two-story great room features a floor-to-ceiling stone fireplace with a raised hearth, creating a dramatic focal point. This space flows effortlessly into the breakfast area, which separates the kitchen and great room, providing an ideal setting for both relaxation and entertaining. The kitchen is a true chef’s delight, featuring light grey cabinetry, beautiful granite countertops, under-counter lighting, and soft-close doors and drawers. The center island serves as both a work surface for baking and an inviting spot for casual meals. Just off the kitchen, the walk-in laundry room adds an extra layer of convenience. The primary suite is located on the main level, offering a tranquil retreat at the back of the home for maximum privacy. The en-suite bathroom includes a dual sink vanity, a jetted tub perfect for unwinding, a stand-alone shower, and a spacious walk-in closet. Another fantastic feature of this home is the second bedroom and full bath on the main level, ideal for guests or multi-generational living. Upstairs, two additional bedrooms have access to the Jack-and-Jill bath, and a spacious loft area overlooks the great room below. This open space would make an ideal home office nook, providing a quiet area with a view while staying connected to the heart of the home. A large flex room over the garage awaits your creative touch—whether you envision a playroom, craft space, or family movie theater, the possibilities are endless. Shady Grove Hills is a community known for its beautiful homes, generous lots, and its convenient location to Hwy 29 and easy access to the Interstate. This meticulously designed home is a must-see!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $182 | $182 | $182 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,205 | $2,290 | $2,915 |
Total Monthly Payment | $2,462 | $2,547 | $3,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.