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Charming Upper Unit in Prime Little Neck Location! This well-maintained home welcomes you with a classic exterior and a private entrance. Inside, hardwood floors flow throughout the spacious living and dining areas. The updated kitchen boasts all stainless-steel appliances, including a gas stove with oven, refrigerator, dishwasher, washing machine, and dryer. Wall AC units ensure comfort year-round. Generously sized bedrooms accommodate full to queen-size bedroom sets. Low Maintenance of $1014 covers all utilities, including electricity, taxes, and parking, with no flip tax. AC is an additional $21/$24 per unit. Dishwasher $18, Washer $18 and Dryer $32 additional. Located in a quiet neighborhood, this home is near PS221 North Hill Elementary and MS67 Middle School. Enjoy easy access to buses, including an express route to Manhattan, as well as nearby supermarkets, restaurants, pharmacies, and the local library. With a convenient NYC parking park and no alternate side street parking rules, daily life is hassle-free. Don’t miss this fantastic opportunity!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,200 | $343,200 | $343,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,141 | $2,255 | $2,873 |
Total Monthly Payment | $2,216 | $2,330 | $2,948 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.