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Presented by![]() The Coastal Collective |
Bell Island Luxury Waterfront Retreat where breathtaking water views and effortless living come together. Perched above the shoreline, this stunning home offers uninterrupted vistas of L. I. Sound from every floor. Wake up to the sound of waves, sip your morning coffee on the expansive deck, toast to golden sunsets from the stone patio, and launch your SUP or kayak into the water from your own steps. Designed for effortless living and entertaining, this four-bedroom Coastal Colonial boasts high ceilings, walls of windows, a flexible floor plan, a large finished third-floor bonus space, a walk-out lower-level family room with a built-in bar and a custom wine cellar-perfect for hosting unforgettable gatherings. As a resident of the Bell Island Association, you'll enjoy access to two private beaches and three beautifully maintained parks-perfect for morning strolls, paddleboarding, or simply soaking in the coastal lifestyle. This is more than a home-it's a lifestyle. A rare opportunity to own a one-of-a-kind waterfront haven. Don't just dream of coastal living-experience it.
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Hardwood Floor | Main | |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 11.0 x 16.0 | Upper |
Bedroom 3 | Ceiling Fan,Hardwood Floor | 10.0 x 13.0 | Upper |
Dining Room | Balcony/Deck,French Doors,Hardwood Floor | 11.0 x 11.0 | Main |
Family Room | Wet Bar,French Doors,Patio/Terrace | 25.0 x 26.0 | Lower |
Kitchen | Hardwood Floor | 10.0 x 15.0 | Main |
Living Room | Balcony/Deck,Ceiling Fan,French Doors,Hardwood Floor | 14.0 x 17.0 | Main |
Primary Bedroom | Built-Ins,Full Bath,Walk-In Closet,Hardwood Floor | 16.0 x 16.0 | Upper |
Rec/Play Room | Upper |
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$5,395,000
Sales Associates
William Raveis Real Estate
Phone: 203-655-1423
CoastalCollective@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $4,316,000 | $4,316,000 | $4,316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.250% | 6.125% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.517% | 6.235% | 6.058% |
Monthly Tax Payment | $5,156 | $5,156 | $5,156 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $23,833 | $26,224 | $36,130 |
Total Monthly Payment | $29,114 | $31,505 | $41,411 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.