7 Taylor Street, New Paltz, NY, 12561 | $1,150,000

Welcome to the TerraStream House, a rare and radiant geothermal retreat nestled in the heart of New Paltz. Thoughtfully designed with sustainability and serenity in mind, this 3-bedroom, 3. 5-bath home spans over 3, 200 square feet across four beautifully finished levels. Sunlight pours through expansive windows, illuminating wide-open living spaces and generously sized bedrooms — a perfect canvas for everyday living, working, and creating. At its core, TerraStream is powered by a clean energy geothermal system, and solar offering whisper-quiet efficiency, year-round comfort, and alignment with a lifestyle that values environmental consciousness and low-impact living. The home backs directly to the Millbrook Preserve, offering privacy, wooded views, and a rushing stream that winds through the backyard — a rare and grounding feature that brings the rhythm of nature right to your doorstep. The finished walk-out basement includes a full workshop, flex space, and full bathroom, ideal for makers, creatives, or remote professionals looking for a seamless live/work/play flow. The fourth floor offers even more light-filled space, perfect for office space, a playroom, or a guest room. But it's not just the home — it's the place. You're minutes from the Shawangunk Ridge, Mohonk Preserve, River-to-Ridge Trail, and surrounded by local farms and CSAs. When you're ready to re-enter the world, simply stroll into the vibrant Village of New Paltz with its eclectic restaurants, indie shops, and a never-ending lineup of events, music, and community. Whether you're looking for a year-round sanctuary or a high-vibe Hudson Valley retreat, TerraStream offers a life of purpose, beauty, and harmony — in a town that's as unique as the people it attracts.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: Colonial, Contemporary
  • Year Built: 2014
  • Garage: 2-car
  • Heating: Geothermal
  • Cooling: Geothermal
  • Basement: Partial
  • Approx Sq. Feet: 3,230
  • Acreage: 0.34
  • Est. Taxes: $23,036
  • Water Front: Yes
  • Elem. School: Duzine
  • Middle School: New Paltz Middle School
  • High School: New Paltz Senior High School
  • School District: New Paltz
  • Appliances: Dishwasher, Dryer, Electric Range, Refrigerator
  • MLS#: 840030
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/840030/7taylorstreet_newpaltz_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Sivan KerinsLuxury Properties Specialist

203.273.3482

Sivan.Kerins@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Michael AlvordInsurance Sales Director, William Raveis Insurance

203.925.4507

Michael.Alvord@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7 Taylor Street, New Paltz, NY, 12561

$1,150,000

Sivan Kerins

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.273.3482

Sivan.Kerins@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $920,000 $920,000 $920,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.663% 6.764% 6.435%
Monthly Tax Payment $1,920 $1,920 $1,920
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,296 $5,891 $7,888
Total Monthly Payment $7,341 $7,936 $9,933

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.