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Presented by
Reece Olguin |
43 Torrey Pine Lane, Islip (Bay Shore), NY, 11706 | $649,990
Don't miss this Amazing 2 Bedroom 2 Full Bathrooms, 2 Half Baths, Full Finished Basement, 1 Car Garage Townhouse in Mystic Pines! Featuring your own Private Elevator accessible from every floor, Entry Foyer, Open Floor Plan, Eat In Kitchen with Stainless Steel Appliances & Granite, Formal LR with Crown Molding, Central Air, 1st Floor Powder Room, Hardwood Floors as seen, Interior Access to garage and Rear Deck. 2nd Floor Features King size Primary Bedroom with Walk In Closet, and Primary Bathroom. 2nd Floor Laundry Room, 2nd Large Bedroom with Walk in Closet and private Bathroom. FULL Finished Basement with Egress Window, Half Bathroom, and Tons of Storage! Extra Storage in Both Basement and Garage Loft. Complex has a clubhouse, Gym, and Inground Pool. -This is an age restricted Unit Minimum Age is 55+
Features
- Town: Islip
- Parking: Driveway
- Heating: Forced Air
- Cooling: Central Air
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full / 1 half
- Laundry: In Unit, Laundry Room
- Complex: Mystic Pines
- Year Built: 2005
- Common Charge: $446 Monthly
- Approx Sq. Feet: 2,056
- Est. Taxes: $12,255
- Adult Communities: Yes
- Elem. School: Gardiner Manor School
- Middle School: Bay Shore Middle School
- High School: Bay Shore Senior High School
- School District: Bay Shore
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 842961
- Days on Market: 9 days
- Website: https://www.raveis.com
/prop/842961/43torreypinelane_islip_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Reece OlguinSales Associate
619.840.5488
Reece.Olguin@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
43 Torrey Pine Lane, Islip (Bay Shore), NY, 11706
$649,990
Reece Olguin
Sales Associate
William Raveis Real Estate
Phone: 619.840.5488
Reece.Olguin@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,992 | $519,992 | $519,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
| Monthly Tax Payment | $1,021 | $1,021 | $1,021 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,373 | $3,503 | $4,459 |
| Total Monthly Payment | $4,486 | $4,616 | $5,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535