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High-Floor Pre-War Residence with Light and Classic Charm
Perched on a high floor, this elegant Classic 6 is filled with natural light, featuring soaring ceilings, original hardwood floors, and open views that enhance its pre-war character. Offering 2 large bedrooms with en-suite baths and an additional office with a half bath, the open-plan layout seamlessly blends timeless architectural details with a modern flow.
Located in a boutique 28-unit cooperative, the apartment offers a semi-private landing with only two residences per floor, ensuring privacy and exclusivity. A gracious entry gallery leads to the corner living room, where a wood-burning fireplace with a marble and wood mantle serves as a focal point. With north- and west-facing exposures, this bright space is ideal for both entertaining and quiet relaxation.
Adjacent to the gallery, the expansive east-facing dining room is bathed in morning light, creating a warm and inviting setting. The windowed kitchen is well-appointed with custom cabinetry, a Garland 6-burner gas range with a griddle and salamander broiler, a Thermador refrigerator, and a dedicated baking and pastry station with a marble countertop.
The primary suite features a walk-in closet and a beautifully renovated en-suite windowed bathroom with basket weave marble tile flooring and Waterworks fixtures. The second bedroom offers high ceilings, two large windows, and an en-suite bathroom with Daltile Octagon and Dot beige mosaic tile and a Kohler sink. A potential third bedroom, currently used as an office, features custom shelving and an east-facing window that brings in abundant morning light. The en-suite bathroom has a stacked washer dryer installed where the shower used to be, but can easily revert back to a full bathroom.
Built in 1924 and converted to a cooperative in 1980, 108 East 86th Street is a distinguished full-service building offering a full-time doorman, resident manager, fitness center, bike room, individual storage, and laundry facilities. Pets and pieds-a-terre are welcome, and up to 75% financing is permitted. Ideally located near the 4, 5, 6, and Q subway lines, Whole Foods, and Fairway, this home combines the best of Upper East Side living with convenience and charm.
There is an assessment of $423/ month until December 2025.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
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$1,795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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---|---|---|---|
Loan Amount | $1,436,000 | $1,436,000 | $1,436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.764% | 6.435% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,380 | $9,195 | $12,313 |
Total Monthly Payment | $8,505 | $9,320 | $12,438 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.