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Nestled within one of the most sought-after gated communities, The Ridge, this opulent estate offers an unparalleled combination of sophistication, privacy, and modern luxury. Spanning over 10, 300 square feet, this custom-designed home boasts impeccable craftsmanship and attention to detail, featuring expansive living spaces, soaring ceilings, and an abundance of natural light that creates an inviting atmosphere throughout. The fabulous floor plan includes a gourmet chef's Kitchen equipped with top-of-the-line appliances, 2 spacious islands, and custom cabinetry, perfect for casual dining and access to the rear patio. Adjacent to the kitchen is the grand Family Room with beautiful fireplace, a soaring vaulted ceiling and a wall of french doors that overlook the outdoor living space and level yard. A wood-clad office on the first level is conveniently located, and can easily be converted to a main floor bedroom suite. The upper Primary Suite is a serene retreat, offering 2 WIC's, a sitting / private office area, a spa-like bathroom with a soaking tub, walk-in shower & dual vanities finished in onyx and travertine. Each additional bedroom is generously sized with its own ensuite bathroom, providing both comfort and privacy for family and guests. This home also includes an amazing finished walk-out lower level with home theater, optional wine cellar, and huge Rec Room. The 3rd level is also finished with a bonus room & possible 5th bedroom - perfect for nanny or guest quarters. Located in an exclusive community with 24-hour security, gated access, and world-class amenities, this property offers the utmost in privacy and luxury. Just minutes from shopping, trains, the shore and top-rated schools, it provides an exceptional lifestyle opportunity. This rare find is truly a masterpiece-schedule your private tour today and experience the grandeur and elegance that await you in this magnificent home.
Type | Description | Dimensions | Level |
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Bedroom 1 | 9 ft+ Ceilings,Full Bath,Walk-In Closet,Hardwood Floor | 20.3 x 17.2 | Upper |
Bedroom 2 | 9 ft+ Ceilings,Full Bath,Walk-In Closet,Hardwood Floor | 19.5 x 17.1 | Upper |
Bedroom 3 | 9 ft+ Ceilings,Full Bath,Walk-In Closet,Hardwood Floor | 20.2 x 18.5 | Upper |
Bedroom 4 | Balcony/Deck,Bedroom Suite,Full Bath,Walk-In Closet,Hardwood Floor | 40.0 x 36.0 | Upper |
Dining Room | 9 ft+ Ceilings,Wet Bar,Hardwood Floor | 19.1 x 18.4 | Main |
Eat-In Kitchen | 9 ft+ Ceilings,Granite Counters,French Doors,Island,Patio/Terrace,Tile Floor | 26.4 x 17.8 | Main |
Family Room | Vaulted Ceiling,Fireplace,French Doors,Patio/Terrace,Hardwood Floor | 28.8 x 17.9 | Main |
Living Room | 9 ft+ Ceilings,Beams,Gas Log Fireplace,Hardwood Floor | 19.9 x 17.3 | Main |
Media Room | Hardwood Floor | 22.1 x 18.2 | Lower |
Office | 9 ft+ Ceilings,Book Shelves,Built-Ins,Fireplace,Walk-In Closet,Hardwood Floor | 20.5 x 17.1 | Main |
Primary BR Suite | Vaulted Ceiling,Balcony/Deck,Gas Log Fireplace,Full Bath,Walk-In Closet,Hardwood Floor | 24.1 x 22.3 | Upper |
Rec/Play Room | Gas Log Fireplace,French Doors,Full Bath,Walk-In Closet,Hardwood Floor | 47.5 x 18.6 | Lower |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,240,000 | $2,240,000 | $2,240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.250% | 6.125% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.517% | 6.235% | 6.058% |
Monthly Tax Payment | $2,557 | $2,557 | $2,557 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $12,369 | $13,610 | $18,751 |
Total Monthly Payment | $15,051 | $16,292 | $21,433 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.