![]() |
Under contract-accepting backup offers. Welcome to this gorgeous custom-built 3 bedroom, 3 bathroom, oversized 2 car garage waterfront oasis in Hernando Beach North. Perched on a quiet cul-de-sac and situated on a deep-water canal, Sanchez Canal, reported to be 18 feet deep, this elevated home offers direct Gulf access with no bridges, ideal for serious boaters and anglers. Pie-shaped 1/5 acre lot with 150 feet of seawall frontage, the outdoor living spaces are exceptional. 10 unique areas including two private docks, a pool, gazebo, waterfront patio, upper & lower covered decks, beach-style dining area, treehouse, dog run with turf, and xeriscaped front yard for easy maintenance. A 4-car driveway adds convenience. The home showcases impressive craftsmanship with hand-built wood staircases, wood floors, vaulted ceilings, wood shiplap, window casings, crown molding, and beadboard accents. The main living space is elevated out of the floodplain and features a large great room with dining area and Anderson Low-E dual pane energy-efficient windows that capture stunning water views. The kitchen includes solid wood cabinetry, tile countertops, a stained wood island, and stainless appliances: refrigerator, range, microwave, trash compactor, dishwasher, and disposal. A built-in desk in the entry nook offers the perfect space for remote work. French doors from the great room and primary suite lead to a 50-foot-long covered balcony that spans the rear of the home and provides beautiful views of both sunrises and sunsets. Nearly every room in the home offers water views. The upper level also includes a laundry area with a stacked LG washer and dryer and three well-appointed bedrooms with window coverings. Downstairs, the finished bonus room features Spanish tile and a mini-split AC system, a large back room that could be used as a bedroom, workshop, or storage. Oversized 2-car garage features an epoxy floor and ample storage. Major updates include: new roof in 2021, new AC in 2020, new interior electrical panel in 2022, and exterior panel components replaced in 2023. The home also features a tankless water heater, whole-house surge protector, regularly maintained termite bond, and monitored security system through Guardian. Most doors and all windows are sensor-equipped, with a few exceptions on the lower level. Ring doorbell, floodlight camera, and additional security cameras convey with the home. Two large sheds and one smaller poolside shed also convey. Backyard retaining walls were recently added. One of the highlights of this home's location in the Hernando Beach neighborhood is that it is situated closer to the mainland, providing more shelter than homes located directly on the Gulf, while still offering the same direct Gulf access. It is the best of both worlds. Originally built in 1989, it underwent a major addition in 2005, giving the home a county-assessed effective age of 2005. Following the 2024 storms, the sellers replaced lower-level drywall with corrugated metal for durability and peace of mind. The upper level includes 1, 770 square feet of insurable living space. No HOA or CDD, and vacation rentals are allowed. Enjoy kayaking on the spring-fed Weeki Wachee River, swimming and paddleboarding at Rogers Park, and wildlife watching at Linda Pedersen Park and Jenkins Creek Preserve. Hernando Beach public boat ramp is just minutes away, providing easy access to the Gulf. Incredible inshore and offshore fishing, and some of Florida’s best scalloping grounds. bit. ly/4060Casa
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$739,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $527 | $527 | $527 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,835 | $3,983 | $5,069 |
Total Monthly Payment | $4,454 | $4,602 | $5,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.