85 Washington Avenue, Islip (West Sayville), NY, 11796 | $550,000

Welcome to this charming 3-bedroom ranch that blends classic comfort with thoughtful updates, ideally located just minutes from the village and a nearby golf course. Inside, you'll find beautifully maintained Pergo floors flowing throughout the home with carpet in the bedrooms, complemented by cozy radiant heat that offers year-round warmth and efficiency. The updated bathroom brings a fresh, modern feel with stylish finishes, while the single-level layout offers ease and functionality for everyday living. Outside, the fully fenced backyard provides a private space to relax, garden, or entertain, making it perfect for pets, play, or peaceful afternoons. A rare bonus, the 1. 5-car detached garage is equipped with electric service and a handy slop sink—ideal for hobbies, storage, or workspace potential. Whether you're just starting out, downsizing, or looking for a home that balances convenience and comfort, this well-kept gem checks all the boxes. Don’t miss your chance to enjoy easy living in a prime location!

Features

  • Town: Islip
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: Laundry Room
  • Style: Ranch
  • Year Built: 1954
  • Garage: 1.5-car
  • Heating: Oil, Radiant Floor
  • Cooling: Wall/Window Unit(s)
  • Approx Sq. Feet: 865
  • Acreage: 0.17
  • Est. Taxes: $9,891
  • Elem. School: Cherry Avenue Elementary School
  • Middle School: Sayville Middle School
  • High School: Sayville High School
  • School District: Sayville
  • Appliances: Dryer, Oven, Range, Refrigerator, Washer, Oil Water Heater
  • MLS#: 843692
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/843692/85washingtonavenue_islip_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Ellen VincentLuxury Properties Specialist

203.313.8862

Ellen.Vincent@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 147983

845.290.3871

Matthew.DeMaria@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

85 Washington Avenue, Islip (West Sayville), NY, 11796

$550,000

Ellen Vincent

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.313.8862

Ellen.Vincent@raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.303% 6.510%
Monthly Tax Payment $824 $824 $824
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,781 $2,964 $3,773
Total Monthly Payment $3,697 $3,880 $4,689

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.