1222 LADY ELAINE DRIVE, Valrico, FL, 33594 | $505,000

Under contract-accepting backup offers. Welcome to your dream Lakefront Home! Located on a quiet cul-de-sac, this exquisite 4 bedroom, 3 bathroom home offers an unparalleled direct lakefront experience! Imagine waking up to breathtaking sunrises over the natural lake, where adventure awaits just outside your door. Whether you’re an avid boater, jet-skier, kayaker, or simply enjoy serene canoe rides, this property is your gateway to a lifestyle of outdoor bliss. Step inside and be captivated by the modern elegance that defines this home. The heart of the house features a fully remodeled kitchen (completed November 2023) equipped with brand new appliances and stylish finishes that will inspire your culinary creativity. Gather with family and friends in the inviting sunroom, recently remodeled with gorgeous new tile floors, or unwind on the enclosed upper deck - perfect for savoring evening sunsets while surrounded by beautiful nature. The outdoor space is equally impressive! Enjoy dining on your newly built patio and cooking area, ideal for summer barbecues or cozy gatherings under the stars. The screened-in front porch invites you to relax with a book or sip coffee as you soak in the tranquil views. Recent upgrades ensure peace of mind: brand new carpet (April 2025), new gutters (December 2023), front door (November 2023), water heater (December 2023), roof (November 2024), privacy fence (February 2025), and breaker box (February 2025). Plus, all new sod enhances curb appeal as of June 2023! With NO CDD or HOA, you have the freedom to personalize this home as you see fit. Don’t miss out on this rare opportunity to own a slice of paradise where every day feels like a vacation. Schedule your private tour today and discover how this remarkable lakefront property can transform your lifestyle into one filled with joy and adventure!

Features

  • Amenities: Optional Additional Fees, Recreation Facilities
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 135 x 120
  • Laundry: In Garage
  • Style: Traditional
  • Year Built: 1979
  • Garage: 2-car Garage Door Opener, Parking Pad
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,104
  • Acreage: 0.37
  • Lot Size: 135 x 120
  • Est. Taxes: $5,392
  • HOA Fee: $275 Annually
  • Lot Desc: Cul-De-Sac, In County
  • View: Water
  • Elem. School: Seffner-HB
  • Middle School: Mann-HB
  • High School: Brandon-HB
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8369368
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/TB8369368/1222ladyelainedrive_valrico_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/1/2025 3:31:22 AM)
Listing courtesy of Realty One Group MVP   Phone: 800-896-8790

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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1222 LADY ELAINE DRIVE, Valrico, FL, 33594

$505,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $404,000 $404,000 $404,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.906% 7.025% 6.026%
Monthly Tax Payment $449 $449 $449
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,455 $2,654 $3,355
Total Monthly Payment $2,996 $3,195 $3,896

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.