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Welcome to 16 Cook Road in Highgate! A meticulously maintained and freshly painted colonial home that will be sure to welcome you immediately upon arrival. The front porch leads to the newer mudroom that provides great space for all your gear before being greeted with exceptionally high ceilings and radiant floor heat on the entire first floor as you enter the home right into the new formal dining room. The dining room connects to the large kitchen with a walk-in pantry and additional coffee bar, and also connects to the living room on the other side, making the first floor easy to entertain! The kitchen could be utilized as an eat- in kitchen with all the space that’s available. You can use the back sliding doors to enter the backyard where the patio has been extended and rebuilt with additional drainage. Back inside the home is a family room that can be turned back into a first floor primary en-suite, if desired, as it is connected to a large closet and a spacious full bathroom. Heading upstairs are the remaining four bedrooms, all complimented with a closet and new shelving, and the updated second full bathroom. The yard also includes a 2021 Amish-built shed, a second shed with electrical available, new garden beds and exceptional landscaping, making this home complete inside and out! Located only a few minutes from St. Albans City and an easy drive to Burlington, making it a perfect place to call home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,003 | $2,228 | $2,890 |
Total Monthly Payment | $2,410 | $2,635 | $3,297 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.