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Adorable, well-maintained 3-bed, 2-bath ranch located in a desirable Colchester Village neighborhood! From the lovely covered front porch, enter into the inviting living room, where a large bay window fills the space with natural light. The home flows seamlessly into the kitchen and dining area, offering plenty of cabinet space and countertop space for whipping up delicious meals. Down the hall, you’ll find the spacious primary bedroom with 2 closets and an attached full bath. 2 more well-sized bedrooms and another full bath with a convenient laundry chute round out this portion of the home. The main floor is completed by a mudroom off the kitchen leading to the attached 2-car garage and a beautiful sunroom. The partially finished basement is a standout, with large windows that flood the space with light, 2 bonus rooms, and a wood stove. New carpet, paint, and ceiling tiles in January 2025. There’s also an unfinished laundry area with a utility sink, plus 3 additional storage spaces, including a large workshop. Outside, the backyard is a true oasis, with remarkable landscaping, 2 sheds for extra storage, and a large back deck ideal for summer grilling. Located near the Colchester Library, 10 minutes to I89, only 20 minutes to Burlington, and nearby to Colchester Pond for outdoor recreation, you can’t beat this ideal spot. Lovingly cared for by its original owner and builder, this home is now ready for its next chapter. Book your showing to experience the charm yourself!
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Our Executive Mortgage Banker:
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$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $521 | $521 | $521 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,533 | $2,778 | $3,593 |
Total Monthly Payment | $3,146 | $3,391 | $4,206 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.