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Better than new construction!! Wait until you walk inside this meticulously kept 4 bedroom, 2 bathroom home located on a PREMIUM LOT in the desirable Riverstone community. This home is only 3 years old. The owners screened in the front porch and the back lani, ideal for enjoying Florida's beautiful weather all year long. The owners also added ceiling fans in the back lanai, all of the bedrooms and family room ensuring a relaxing and comfortable night's sleep. They also added new light fixtures in the dining room and over the kitchen island. The kitchen is open concept with white cabinets, stainless appliances, and granite countertops. A spacious pantry ensures ample storage, while the center island offers both functionality and a casual dining space. The family room offers great views of your private FENCED in yard. The primary bedroom features a generous walk-in closet. Pamper yourself in the walk-in shower, while a granite-topped vanity with 2 sinks and a water closet enhance privacy and functionality. The guest bathroom has a shower/tub combo. There's a separate laundry room, ensuring laundry day is a breeze. The owners also added drop down stairs for the attic, for easy access to extra storage. The community has many amenities for the low HOA including a swimming pool, cabana, clubhouse, fitness center, playgrounds, large and small dog parks, bike lanes, and sidewalks for safety. Close to shopping, restaurants, medical services, Polk parkway, I4, and Lakeland Regional Airport. Call today for your private showing.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $571 | $571 | $571 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,769 | $1,839 | $2,343 |
Total Monthly Payment | $2,415 | $2,485 | $2,989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.