53 Cowles Avenue, Rye, NY, 10580 | $1,825,000

This home exudes charm and convenience and is located in the heart of Rye on one the most desirable and walkable neighborhoods - leave the car at home - you are just steps to Rye High School, Middle School, Midland Elementary, nursery schools and a stroll to town and train. This rare Mediterranean gem, with potential expansion possibilities, offers the perfect blend of character and modern living. Privately set on a picturesque corner lot, this home is an oasis of calm, wrapped in lush greenery with a beautifully landscaped outdoor space ideal for alfresco dining and entertaining. Step inside to experience a combination of modern updates and timeless elegance, all infused with a chic beach-inspired vibe. The open-concept first floor is designed for effortless living and entertaining, featuring a stunning updated kitchen with high-end appliances, Carrara marble countertops, and a peninsula island, complemented by a separate butler’s pantry and laundry. The kitchen seamlessly connects to the dining room and a spacious living room with a wood-burning fireplace. A bright and airy family room, bathed in natural light, boasts French doors that lead to a stunning and private back patio. Additionally, this level includes a private office, a stylish powder room, and a well-appointed mudroom with convenient access to the side yard. Upstairs, the primary suite is a peaceful retreat with two walk-in closets, a private balcony, and a luxurious ensuite with separate water closet, walk-in shower, dual vanities with new quartz countertop and new wall sconces. The 2nd floor features 2 additional spacious bedrooms and a beautifully updated full hall bathroom with new sconces and new quartz countertop. Additional highlights include a lower-level with a bonus hang-out space and storage space, a wide driveway and a one-car attached garage. Enjoy easy access to the Rye YMCA, Rye Art Center, Rye Nature Center, and Rye Recreation, which features tennis and pickleball courts, a playground, a skate park, and seasonal food trucks and concerts. Experience the very best of Rye, from its parks, beach, and marina to Rye Golf Club and a charming downtown filled with top-rated restaurants—all within 40 minutes of NYC with an easy commute. Move right in and enjoy the best of Rye living! Showings start Friday 3/28.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: Mediterranean
  • Year Built: 1925
  • Garage: 1-car
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Basement: Partial
  • Approx Sq. Feet: 2,169
  • Acreage: 0.17
  • Est. Taxes: $23,256
  • Elem. School: Midland
  • Middle School: Rye Middle School
  • High School: Rye High School
  • School District: Rye City
  • Appliances: Stainless Steel Appliance(s)
  • MLS#: 839016
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/839016/53cowlesavenue_rye_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Michael DeanVice President of Business Development

203.292.0407

Michael.Dean@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Theresa GivensVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1870734

203.225.2554

Theresa.Givens@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Mark GreeneVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 115078

860.305.7387

Mark.Greene@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

53 Cowles Avenue, Rye, NY, 10580

$1,825,000

Michael Dean

Vice President of Business Development

William Raveis Real Estate

Phone: 203.292.0407

Michael.Dean@raveis.com

Theresa Givens

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.225.2554

Theresa.Givens@raveis.com

NMLS Mortgage Loan Originator ID 1870734

Mark Greene

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.305.7387

Mark.Greene@raveis.com

NMLS Mortgage Loan Originator ID 115078

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,460,000 $1,460,000 $1,460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.375% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.565% 6.475% 6.183%
Monthly Tax Payment $1,938 $1,938 $1,938
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,176 $9,109 $12,320
Total Monthly Payment $10,239 $11,172 $14,383

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.