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This tastefully updated Cape brings a refreshing blend of modern country charm, where natural sunlight pours into every room, offering a bright and airy atmosphere perfect for everyday living. The first floor features an inviting eat-in kitchen with granite countertops that flow seamlessly into a formal dining room — ideal for hosting gatherings or enjoying sit down meals with loved ones. The living room is the heart of the home, boasting a large pellet stove and a floor-to-ceiling stone accent wall that creates a cozy, welcoming space to relax on cool spring evenings. Step through a set of French doors into a charming bonus room, perfect as a home office where you can comfortably work from home. Upstairs, you’ll find the two bedrooms and a recently updated full bathroom, as well as a bright primary bedroom with its own private bathroom, featuring a new shower and a luxurious deep soaking tub. For even more room to grow, the large, fully finished basement was recently renovated and offers endless possibilities to suit your needs, whether it be a game room or personal gym. Imagine enjoying evenings by the fire pit, sipping your morning coffee while watching the wildlife graze from your kitchen window, or hosting the best summer BBQs on your private patio. Take a short drive to Crystal Lake, where you can spend your days boating, kayaking, swimming, or relaxing at the beach, all just minutes away from your door. Offers due Monday at 5pm.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $636 | $636 | $636 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,672 | $2,776 | $3,533 |
Total Monthly Payment | $3,400 | $3,504 | $4,261 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.