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One or more photo(s) has been virtually staged. Conveniently located within blocks of Central Avenue, this move-in ready, ALL BLOCK CONSTRUCTION, two bedroom one bathroom home will be the perfect place to put down roots in St. Petersburg. The original hardwood floors span the interior providing excellent flow from one room to the next. The spacious living room and primary bedroom have new impact PGT windows (2022), and the hall bathroom has been tastefully updated. The kitchen towards the back of the home is open and bright with space for a dining table. The French doors in the kitchen lead you to the entertainer’s dream backyard, where you’ll find an expansive deck with built-in gas grill and pergola, ideal for hosting get-togethers and cookouts (with ample space for a pool or an ADU!). The attached garage provides great storage in addition to the backyard shed, and the carport is perfect for parking through the alley access. Other updates include new fence (2024), HVAC (2023), and roof (2018). Bottom line is location, location, location… just a quick walk or bike ride will have you in the middle of the thriving Grand Central District, where you'll find restaurants, entertainment, and boutique shops in just minutes! You're a short drive from award-winning beaches and a shorter drive to St. Pete's bustling downtown abutting the Tampa Bay waterfront. Schedule your private showing today!
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Our Executive Mortgage Banker:
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$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $417 | $417 | $417 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,171 | $2,286 | $2,913 |
Total Monthly Payment | $2,663 | $2,778 | $3,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.