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Sterling Estates—This stately two-story all-brick home offers 4BR/3. 5BA with soaring ceilings, spacious rooms, great storage space, and a large fenced-in backyard. As soon as you enter the house, the two-story foyer sets the tone for what is inside. The foyer is open to a large dining room, home office, and great room areas. The kitchen has granite countertops, an abundance of cabinet space, a butler's pantry with additional storage space, a breakfast bar, and a breakfast area. The main level primary suite has a trey ceiling, a full bath with a garden tub, a separate shower, double vanities, and a walk-in closet. Upstairs, you will find three guest bedrooms and 2 full bathrooms. This is a great layout for families. The recreational room is a perfect spot for watching a game, playroom space, exercise room, or a man cave. The backyard will be your favorite spot! It has a covered porch, a patio, a firepit area, and is privacy fenced. The neighborhood pool and clubhouse are a few minutes away. Don't miss out on this beautiful home with many upgrades! It won't last long!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,920 | $415,920 | $415,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $244 | $244 | $244 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,595 | $2,732 | $3,482 |
Total Monthly Payment | $2,931 | $3,068 | $3,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.