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Under contract-accepting backup offers. This Island Oasis Awaits You. Step into a world of enchanting coastal Florida charm on beautiful Terra Ceia Island, where a warm, small-town feel welcomes you at every turn. This captivating 3 bedroom, 2 bathroom home exudes character & comfort, inviting you to experience the true essence of island living. Step inside to discover a stunning European-style kitchen that’s the true heart of the home. With two sinks, a gas stove top, and a built-in oven, culinary adventures await! Soft-close cabinets with large handle pulls add a touch of elegance, while the oversized windows provide a breathtaking view of your lush backyard, framed by majestic trees and swaying palms. The adjoining dining area is ideal for entertaining friends and family, with plenty of room for gatherings. With windows throughout, you'll enjoy natural light and unobstructed views of the surrounding landscape. Situated on a generous sized lot and nestled amid lush landscapes, this property is a haven of tranquility. Enjoy the coastal breeze while lounging on your charming front and back wood decks—ideal for sipping morning coffee or basking in the evening's warm glow. Got toys? No problem! The expansive shell driveway offers ample space for your boat or fun toys, ready for your next adventure. Embrace the island lifestyle with bike rides along scenic roads, zipping around in golf carts, and soaking in breathtaking sunsets that paint the sky every evening. Don't miss your chance to own this beautiful home where coastal dreams come to life! Quick & easy access to I75, I275, 41 & 301 makes for convenient commuting. Updates include: ROOF 2024 - A/C 2023
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $116 | $116 | $116 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,391 | $2,517 | $3,208 |
Total Monthly Payment | $2,582 | $2,708 | $3,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.