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Beautifully maintained colonial home in a sought-after neighborhood, complete with a legal in-law apartment! Located in a great commuter location, this home offers a traditional floor plan with versatile spaces perfect for entertaining. The open-concept first floor features an eat-in kitchen with a center island, breakfast bar, stainless steel appliances, tile flooring, and access to a sun-drenched deck. The kitchen flows into the family room with cathedral ceilings, walls of windows, and a pellet stove—ideal for reducing heating costs. Two additional rooms provide flexibility for a dining room, home office, or living room. A half bath and laundry room complete the first floor. The second floor includes four bedrooms and three full baths, with the primary suite boasting a cathedral ceiling, walk-in closet, and spa-style bath with a Jacuzzi tub and shower. The added in-law apartment has a spacious 4th bedroom with a walk-in closet, an updated kitchen with granite counters and custom cabinetry, and open living/dining areas. The apartment also has a private bath, laundry, and separate entrance from the garage. The walk-out lower level offers incredible storage for future finished space, while the walk-up attic provides even more potential. The exterior features a 3-car garage, a large flat lot, and fantastic curb appeal.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
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Loan Amount | $720,000 | $720,000 | $720,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.511% | 6.309% |
Monthly Tax Payment | $1,286 | $1,286 | $1,286 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,088 | $4,492 | $6,125 |
Total Monthly Payment | $5,466 | $5,870 | $7,503 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.