|
Presented by
Monie Sullivan |
490 Fern Street, West Hartford, CT, 06107 | $485,000
Located just half a mile from West Hartford Center, this 3-4 bedroom, 2-bath home boasts incredible charm, modern updates, and period details. The first floor features high ceilings, large updated windows, contemporary light fixtures, hardwood floors, and beautiful architectural details. The floor plan is flexible! The main level includes multiple living spaces, a spacious dining room, an updated kitchen, a full bath, and a mudroom. The second level offers four bedrooms (town card has three), a full bath, and numerous closets. This home also has a front porch, a side porch, and a back porch! The front porch embodies everything you'd expect from a Victorian, with lovely details and views toward the center down Arundel. The back porch includes a potting shed, perfect for gardening enthusiasts and convenient for storing cushions during the off-season or unexpected summer rains. The back porch is large enough for outdoor meals and entertaining, overlooking the yard. The yard is open, flat, and level. There is a two-car detached garage with a full walk-up. This space over the garage can be used as a workshop but also has the potential to be converted into a home office or recreation area! Gas heat, close proximity to West Hartford Center, Fernridge Park, Trout Brook Trail, and Bishop's Corner.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Style: Colonial,Victorian
- Year Built: 1880
- Garage: 2-car Detached Garage
- Heating: Hot Water
- Cooling: Window Unit
- Basement: Full
- Above Grade Approx. Sq. Feet: 2,058
- Acreage: 0.26
- Est. Taxes: $9,406
- Lot Desc: Level Lot
- Elem. School: Bugbee
- High School: Hall
- Appliances: Oven/Range,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24085164
- Buyer Broker Compensation: 0.00%
- Website: https://www.raveis.com
/raveis/24085164/490fernstreet_westhartford_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 10.9 x 11.4 | Upper |
| Bedroom 2 | Hardwood Floor | 11.7 x 11.1 | Upper |
| Dining Room | Hardwood Floor | 14.4 x 12.2 | Main |
| Family Room | Hardwood Floor | 14.4 x 15.1 | Main |
| Full Bath | Remodeled | 6.1 x 10.4 | Main |
| Kitchen | Remodeled,Granite Counters,Hardwood Floor | 15.8 x 14.6 | Main |
| Living Room | Hardwood Floor | 12.6 x 14.6 | Main |
| Other | Hardwood Floor | 12.6 x 14.6 | Upper |
| Primary BR Suite | Bedroom Suite,Full Bath,Walk-In Closet,Hardwood Floor | 15.8 x 14.6 | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Monie SullivanLuxury Properties Specialist
203.326.1662
Monie.Sullivan@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
490 Fern Street, West Hartford, CT, 06107
$485,000
Monie Sullivan
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.326.1662
Monie.Sullivan@raveis.com
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $388,000 | $388,000 | $388,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
| Monthly Tax Payment | $784 | $784 | $784 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,234 | $2,450 | $3,168 |
| Total Monthly Payment | $3,093 | $3,309 | $4,027 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524