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Welcome to 1374 A Street in Elmont, a beautifully maintained Colonial style, Legal two family home located in the desirable Sewanhaka Central High School District and just minutes from shopping. This spacious property offers versatile living space perfect for investors or owner occupants, with the potential to be used as a three unit property. The home features two bedrooms and a full bathroom on each floor, along with a formal dining room on the main floor, complete with a cozy bay window that fills the space with abundant natural light from the many windows throughout the home. The spacious main bedroom includes double closets and additional side closets. Both units have been updated 12 years ago, with the second unit featuring an eat in kitchen with laminate flooring throughout, and ample cabinet space in the kitchen. Bathrooms have been updated, with renovations in 2012 and 2013. The main floor bathroom includes a heated towel rack. The second unit and basement features laminate flooring and hardwood flooring is found on the main floor with a mixture of tile in the kitchen and bathroom. Comfort is ensured with split unit AC systems installed in all bedrooms and living spaces in 2022, along with a new hot water heater installed in 2023. The basement offers two exits, two more spacious bedrooms, and recessed lighting, providing extra living space. A standout feature is the converted garage, now a heated, tiled gym space with mafic grey stack stone accents on the exterior. The exterior of the home is equally impressive with red brick and white vinyl siding, exterior lighting throughout the back and front yard, and eight security cameras. The fully paved backyard features privacy trees, a double patio, a jacuzzi, inground sprinklers, and space for a vegetable garden, making it a serene and peaceful space perfect for relaxing. Additional highlights include a four car driveway with pavers, sliders leading to garage storage, a drain cover to prevent leaf buildup near basement entrance and PVC white fencing around the property for added privacy. The roof is over 20 years. This well maintained property is an excellent investment opportunity or a perfect home for multi generational living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.764% | 6.435% |
Monthly Tax Payment | $1,034 | $1,034 | $1,034 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,369 | $5,891 | $7,888 |
Total Monthly Payment | $6,528 | $7,050 | $9,047 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.