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***Highest and best due by Sunday the 6th at 5: 00 pm. No escalations. *** Charming second-owner bungalow home in Russell, MA! Discover the perfect blend of comfort and convenience in this well-maintained 3-bedroom, 1-bath home, offering ONE-FLOOR living. The spacious kitchen boasts ample cabinetry, & is equipped with a propane stove, & space for a kitchen island or dining room table. Off to the side is your large living room providing plenty of space to relax. Down the hall is a full bathroom featuring a tiled floor & a tiled shower w/ tub. Rounding out the home is a bonus room for added flexibility, such as an office or playroom. Enjoy outdoor living w/ a nice level backyard, a deck w/ an awning for those sunny days, shed great for gardening supplies, & a garage with interior lighting, workspace, and storage area. Located near the Shatterack Path Trailhead for hiking enthusiasts and the Westfield River, this home offers a peaceful retreat with outdoor adventure just minutes away.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead | Main,First |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead | Main,First |
Kitchen | Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Exterior Access, Gas Stove, Lighting - Overhead | Main,First |
Living Room | Ceiling Fan(s), Flooring - Wall to Wall Carpet, Lighting - Overhead | Main,First |
Master Bedroom | Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Lighting - Overhead | Main,First |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $313 | $313 | $313 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,197 | $1,313 | $1,698 |
Total Monthly Payment | $1,585 | $1,701 | $2,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.