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Oh. . my. . goodness!! This house is the most beautiful and well maintained home you will find! You are going to absolutely fall in love with everything about it. The sellers did an appraisal prior to listing and have it priced $10, 000 below appraised value. There are so many different spots to hang out, including the formal living room, kitchen with bar, screened porch, deck, den and patio. The screen porch and tandem deck are the center of attention though. The direction this house faces is even perfect! With the rear/screened porch area pointing SE you will get the warm welcome of the sun in the morning and shade in the afternoons. The downstairs den has been renovated and another spot you will love. It's the ideal location for a mancave or office. The laundry/mud room was also recently renovated and is perfectly situated when you enter the home through the garage. There is also a half bath downstairs. The kitchen was gutted with all new custom cabinetry, counter tops and appliances. There is a formal dining room as well with a large window that overlooks the azaleas in the backyard. There are 4 bedrooms upstairs with brand new carpet and every bedroom closet has built in shelving. The primary bedroom is spacious and the primary bathroom was recently completely renovated. Check out that shower and the cute dressing area in the closet! There are hardwoods throughout the main level of the home and LVP in the den and primary bath. The house sits on a large corner lot. The exterior of the home was just painted about a month ago and the driveway is long enough and large enough to have all the family and guests over you like. Plenty of space for parking. Checkout the storage area under the deck as you walk around the house. The electrical was updated about 4 years ago and R40 insulation was put into the attic. The owners have left no stone unturned. This is a house you can simply move into and not have to do a thing. Come quickly!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $77 | $77 | $77 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $2,102 | $2,679 |
Total Monthly Payment | $2,147 | $2,253 | $2,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.