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Come see this custom built one owner home with 4 bedrooms, 2. 5 bath, plus a room over the garage (w/closet, could be used as a 5th bedroom) on a large . 65 acre lot in Spartanburg District 6 Westchester Subdivision. Owner paid attention to detail when building by using R19 insulation, 2x6 walls, and real wood cabinets throughout home. Huge fenced in backyard with LARGE covered deck, 10x12 pergola, fire pit, raised garden beds, and a playground. Kitchen, dining, and great room are an open floor plan and perfect for entertaining. The kitchen has wood cabinets, granite, island w/lots of cabinet storage and bar area for seating. The great room has cathedral ceilings with floor to ceiling stone wall w/woodstove to keep the home cozy on chilly nights. Plenty of space in the primary suite for all your furniture with an adjoining bathroom with dual vanities, a soaker tub, separate shower, and walk in closet. Three guest bedrooms, an additional bathroom, and half bath are also downstairs. Replaced dishwasher, kitchen sink in 2023, added floor to ceiling stone fireplace and woodburning stove in 2020. Main living area has beautiful hickory wood flooring, LVP flooring in all bedrooms, and ceramic time in wet areas, NO CARPET!! Conveniently located just minutes from downtown Inman, westside Spartanburg and both I-85 & I-26. Put this home on your must see list today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,720 | $324,720 | $324,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,026 | $2,133 | $2,718 |
Total Monthly Payment | $2,229 | $2,336 | $2,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.