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Located between Mount Pleasant & Daniel Island, The Peninsula offers a convenient, central location zoned for the highly sought-after Philip Simmons schools. This established neighborhood features a community pool, playgrounds, walking trails, and ponds with fountains. Nestled in a quiet cul-de-sac, this home offers rare privacy with a wooded buffer in the backyard. A brand-new roof and fence add both curb appeal and peace of mind. Step inside to find fresh interior paint and updated ceilings, creating a bright and inviting atmosphere. The open floor plan welcomes you with a charming foyer leading into a spacious living area with high ceilings that allow natural light to pour in throughout the day. A gas fireplace serves as the perfect focal point for cozy evenings. The kitchenboasts quartz countertops, a stainless steel refrigerator, stove and dishwasher, and ample cabinet space. The oversized master bedroom includes a lovely sitting area, and the en-suite bath offers a separate soaking tub, shower, and dual vanities. Two additional well-sized bedrooms share a Jack and Jill bathroom, providing both functionality and privacy. Outside, enjoy the Lowcountry lifestyle on the back patio, perfect for entertaining or simply unwinding in your private backyard retreat. This home is a must-see in one of the area's most desirable communities!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $451,920 | $451,920 | $451,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,931 | $2,969 | $3,783 |
Total Monthly Payment | $3,023 | $3,061 | $3,875 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.