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Charming elevated Lowcountry home, situated on generously sized pond lot in Charleston National. Designed for both comfort and functionality, this residence offers a 4 or 5 bedroom layout, with a dedicated office. A full front porch offers a warm welcome, leading you into a foyer flanked by a formal dining room on one side and a home office on the other. The vaulted family room, with its cozy fireplace, serves as the heart of the home, seamlessly connecting to kitchen and breakfast area. The primary suite is on the first floor. Its en suite bathroom was updated a few years ago. There is another bedroom on the first floor with easy access to a full hall bathroom. Upstairs you will find 3 more bedrooms and a full hall bathroom. All living spaces and bedrooms have hardwood flooring. Under the home provides spaces for 3-4 cars along with additional storage. Located in the desirable Charleston National Golf Club, residents can enjoy premier amenities, including a championship golf course, a clubhouse with membership options, a pool, tennis and pickleball courts, and a play park. With top-rated schools, dining, shopping, hospitals just minutes away, this home offers easy access to the best of Charleston. Reach Isle of Palms beach in just 15 minutes, and downtown Charleston in 30 minutes.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.637% | 6.540% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,739 | $4,930 | $6,741 |
Total Monthly Payment | $4,831 | $5,022 | $6,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.