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Presented by![]() Philippe Doh |
This AWESOME One Bed /One Bath home is a MUST SEE!! So many things make this 1972 home special, and no damage from the storms. Sit on the front porch with your coffee and enjoy the cool breezes. Inside remodeling was done in 2024 & 2025. 4 Mini splits installed (2022). The updated kitchen with new cabinets has a cool sink that has a glass washer and a lateral spray for your veggies. The microwave is in a drawer so you can easily retrieve your hot dishes. Updated windows throughout, vapor barrier (2024), drywall in all but one room. The bathroom has a new ceramic tile shower, new vanity with double sinks, and lighted shelves and drawers. The inside laundry is very nice with cupboards and shelves. The large bedroom has 3 closets, and plenty of room for all your seasonal items. The Florida room is currently used as a dining area, but this room could be anything, an office, a craft room, or an overflow guest room. It has pull down shades and a window covering on the bottom half of the windows for privacy. All flooring is luxury vinyl. All furnishings are included! This is a unique home with a lot to enjoy! The carport will support two cars and a golf cart, and there's a shed for your tools or extra stuff. Located in Americana Cove, a Resident owned 55+ Gated waterfront community. close to downtown St Pete, 2 airports and 20 minutes from the beaches. $380 HOA includes water, sewer, trash and lawn mowing. Amenities include clubhouse, heated pool, shuffleboard, billiards, new fitness room, bocce ball, and many clubs and activities. Price includes share for the lot and ownership in the community. Minimum credit score of 675 required by management. Check thiis one out!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$159,900
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 917.250.5285
Philippe.Doh@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,920 | $127,920 | $127,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $198 | $198 | $198 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $798 | $840 | $1,071 |
Total Monthly Payment | $1,071 | $1,113 | $1,344 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.