541 LAKE MYSTIC LANE, Lakeland, FL, 33813 | $190,000

Under contract-accepting backup offers. Come enjoy maintenance free living! In your home you will find an open floor plan with a nice dining area and also a large breakfast bar between the kitchen & dining area. You have lots of cabinets in the kitchen and a deep pantry closet too. The main bedroom offers a walk-in closet. The bathroom has a tiled shower. Bedroom #2 offers a wide double door closet. The hall/quest bathroom offers a tub/shower combo. You have a bonus room off the dining area making a perfect office or study entering through lovely French doors for privacy. This room currently has no flooring over concrete floor. This room takes you to a nice open patio slab area vis sliding glass doors perfect to BBQ. Your inside utility room has plenty of storage space with shelving and a sink basin. You will love that you have a wide storage/linen closet in the hallway with 2 sets of double doors. You have window Blinds throughout the home. No need to be caught in the rain with your covered parking carport. This community is not age restricted and included with your HOA you have the community pool, gym, a tennis & basketball court, lake to catch & release fishing. Plenty of quest parking at various locations and at the pool area. The HOA covers your water, sewer, cable, internet, and lawn mowing. You also have a community center that can be rented out for special events equipped with a full functioning kitchen. The community holds social events on occasion too! Roof replaced in 2014. A/C in 2021. Hot Water Heater 2003. Home has been replumbed approx 2004. This property is located in The Villas III community in S Lakeland. Conveniently located within a mile to shopping, restaurants, and the 570 toll Rd taking you to Tampa/Orlando. Location Location!!!

Features

  • Amenities: Basketball Court, Cable TV, Optional Additional Fees, Pool, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Patio
  • Year Built: 1983
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,448
  • Acreage: 0.1
  • Est. Taxes: $3,388
  • HOA Fee: $235 Monthly
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dryer, Range, Refrigerator, Washer
  • MLS#: L4951813
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/L4951813/541lakemysticlane_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/1/2025 4:17:13 PM)
Listing courtesy of S & D REAL ESTATE SERVICE LLC   Phone: 863-824-7169

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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541 LAKE MYSTIC LANE, Lakeland, FL, 33813

$190,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $152,000 $152,000 $152,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.750% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.894% 6.936% 6.006%
Monthly Tax Payment $282 $282 $282
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $924 $986 $1,262
Total Monthly Payment $1,281 $1,343 $1,619

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.