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Under contract-accepting backup offers. Come enjoy maintenance free living! In your home you will find an open floor plan with a nice dining area and also a large breakfast bar between the kitchen & dining area. You have lots of cabinets in the kitchen and a deep pantry closet too. The main bedroom offers a walk-in closet. The bathroom has a tiled shower. Bedroom #2 offers a wide double door closet. The hall/quest bathroom offers a tub/shower combo. You have a bonus room off the dining area making a perfect office or study entering through lovely French doors for privacy. This room currently has no flooring over concrete floor. This room takes you to a nice open patio slab area vis sliding glass doors perfect to BBQ. Your inside utility room has plenty of storage space with shelving and a sink basin. You will love that you have a wide storage/linen closet in the hallway with 2 sets of double doors. You have window Blinds throughout the home. No need to be caught in the rain with your covered parking carport. This community is not age restricted and included with your HOA you have the community pool, gym, a tennis & basketball court, lake to catch & release fishing. Plenty of quest parking at various locations and at the pool area. The HOA covers your water, sewer, cable, internet, and lawn mowing. You also have a community center that can be rented out for special events equipped with a full functioning kitchen. The community holds social events on occasion too! Roof replaced in 2014. A/C in 2021. Hot Water Heater 2003. Home has been replumbed approx 2004. This property is located in The Villas III community in S Lakeland. Conveniently located within a mile to shopping, restaurants, and the 570 toll Rd taking you to Tampa/Orlando. Location Location!!!
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Our Executive Mortgage Banker:
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$190,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $152,000 | $152,000 | $152,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.750% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.894% | 6.936% | 6.006% |
Monthly Tax Payment | $282 | $282 | $282 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $924 | $986 | $1,262 |
Total Monthly Payment | $1,281 | $1,343 | $1,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.