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This lovely home is sitting under the oaks with a warm welcoming front porch. Come see this well maintained home that longs for your own personal style to bring it up to date. Entry way hall opens on the right into a huge formal living room which has access into the formal dining room. Once you enter the spacious kitchen you will also find a section that lends itself to an informal eating space immediately on the right. The huge breakfast bar will seat several hungry family members or guests. This kitchen provides an abundance of cabinet space and there is also an oversized laundry room just off of the kitchen, that shares storage and additional pantry space. All 3 bedrooms are on the left side of the home with a guest bath across the hall, while the primary bedroom is further down on the right. The ensuite bathroom off the primary bedroom has a stand alone shower and single sink. The second and third bedrooms are ample sized guest rooms. On the back side of the home is the gracious sized family room and an enclosed, air conditioned bonus or "Florida" room which can serve as an office, exercise room or just a get away from it all area to relax in. The roof is just 3 years old. Inside the 2 car garage there is a bonus room suitable for a workshop or extra storage.
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $39 | $39 | $39 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,998 | $2,023 | $2,578 |
Total Monthly Payment | $2,112 | $2,137 | $2,692 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.