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3 Hook Road, #74, Poughkeepsie, NY, 12601 | $325,000
This beautiful Townhouse includes 1729 sq ft of living space, 3 bedrooms, 1. 5 bathroom and in unit laundry. The new front porch leads you to the main floor entrance. Inside on the main level you will find a small foyer, living room and kitchen. The large living room, with beautiful hardwood flooring, great natural light and overhead fan provides an enjoyable area to relax. The living room wraps around to the dining room where the hardwood continues. The dining room has sliding glass doors that lead to the balcony deck. The kitchen has stainless steel appliances, lovely vinyl plank flooring, eating area with a view, granite countertops and many cabinets! The kitchen has two oversized windows that not only provide great natural lighting, but also allow you to enjoy the seasonal views. The second story has hardwood flooring throughout, a full bathroom off the hallway and two great sized bedrooms. The one bedroom has a bonus alcove area off the room that can be used for many things; gaming area, study area, dressing area just to name a few. At the end of the hallway you will find the large primary bedroom. This room is big enough to fit a king size bed and furniture! There is a walk-in-closet in addition to a bonus alcove area. The alcove is currently being used as a vanity area with great lighting and mirrors. The lower level of the home is a full finished basement, laundry room, storage areas, and a small garage like work space. Off the main area is an additional den/home office. This walk-out basement has new sliding glass doors to a small patio. Your assigned parking spot is right outside your front door with ample unassigned spots right across the street. Outside entertainment includes a playground/park area right at the end of your street along with a basketball court and of course the beautiful community pool. The HOA includes heat, water, sewer, trash, snow removal, grounds maintenance, all exterior maintenance (deck, roof and siding). Owner pays electric and cable/internet. Additional 378 sq ft of basement is not included in the sq ft. This house has been a lovingly maintained home by the current owners and is looking for a new owner to come and love it just as much!
Features
- Parking: 1-car, Assigned, Unassigned
- Heating: Baseboard, Hot Water
- Cooling: Wall/Window Unit(s)
- Rooms: 11
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: In Basement
- Year Built: 1972
- Common Charge: $965 Monthly
- Approx Sq. Feet: 1,729
- Acreage: 0.01
- Est. Taxes: $5,260
- Lot Desc: Cul-De-Sac
- View: Trees/Woods
- Elem. School: Ralph R Smith School
- Middle School: Haviland Middle School
- High School: Franklin D Roosevelt Senior Hs
- School District: Hyde Park
- Pets Allowed: Yes
- Appliances: Dishwasher, Microwave, Refrigerator, Stainless Steel Appliance(s)
- MLS#: 842978
- Days on Market: 10 days
- Website: https://www.raveis.com
/prop/842978/3hookroad_poughkeepsie_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3 Hook Road, #74, Poughkeepsie, NY, 12601
$325,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
| Monthly Tax Payment | $438 | $438 | $438 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,622 | $1,708 | $2,177 |
| Total Monthly Payment | $2,135 | $2,221 | $2,690 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535