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Presented by![]() Kim Knox |
Welcome home to Spruce Creek South 55+ Gated (with a guard) Golf-Cart Community. Here you can find this lovely TURN-KEY EXPANDED / EXTENDED CHESNUT MODEL. . . with vaulted ceilings and no popcorn. The front of the house has a nicely stamped driveway and inviting curb appeal with matching pathways. A bedroom and Residential Lanai have been added to this home. It is now a 3 bedroom, with a residential Lanai which is under heat and ac. This Lovely House has some great improvements. . . The roof is a 2022 and the siding on West end of the house was removed and new one re-installed also in 2022. Installed hardwood floors in Living room, dining room, and lanai. Newer built-in Kitchen With granite counter tops. Built in Patio, Pergola and sidewalks. The Pergola Patio area has beautiful roses in pots and lighting surrounds it, giving it a nice look. Inside you will find 2 new commodes, New Mirrors and lights in the bathrooms, newer 2025 washing machine and dishwasher also 2025, newer fans in the living room, lanai and one bedroom. This house has been meticulously taken care of and it shows. This community with so many appealing features is a great option for you! The Club House, Indoor and Outdoor activities plus The Golf Course, Pro-Shop, and Restaurant all offer convenience and enjoyment for residents. There are also additional amenities like the fitness center, heated pool, jacuzzi, classes, shows. . . club house gatherings/ different seasonal events to keep you as busy as you chose to be all year round! Some Of the outdoor activities include softball field, pickle ball, tennis, shuffleboard, all are great for staying active and social. You also have his and hers spa with showers for relaxation. It's also nice that there's no bond or CDD, making it more affordable. The access to Terrace Plaza with its restaurants, medical centers, and more is definitely a huge perk for residents who want everything within reach. The proximity to The Villages adds to the charm, just minutes away. . . Have you been to the clubhouse yet, or checked out the fitness center or pool? If not, a tour might be a great way to explore all these amenities firsthand! If you're looking to experience Florida living, it sounds like this community offers plenty to keep you busy and connected! Enjoy the pictures and the virtual tour and, please call today for your virtual or in person tour.
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Our Executive Mortgage Banker:
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Luxury Properties Specialist
William Raveis Real Estate
Phone: 978.771.4579
Kim.Knox@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,920 | $255,920 | $255,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $317 | $317 | $317 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,681 | $2,142 |
Total Monthly Payment | $1,989 | $2,073 | $2,534 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.