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3042 Harding Avenue, Bronx, NY, 10465 | $569,000
Located in the Throggs Neck section of the Bronx, 3042 Harding Avenue is a 2-bedroom, 1-bath Cape Cod-style single-family home offering potential. Set on a 3, 341 square foot lot, this property is ideal for buyers looking to renovate and add value. Property Features: * 1. 5-story layout with approximately 1, 008 square feet of interior space * Walkout basement with a summer kitchen/den * Recently refinished hardwood floors * Baseboard heating, window units, gas-powered system * Large backyard with deck * 200 sq ft garage The property has been maintained but would benefit from updates. The roof and windows were replaced approximately 20 years ago. Zoning: R3-1?Annual Taxes: $6, 466. 57 Location Highlights: * Less than 400 feet to the Bx40, Bx8, and BxM9 bus routes * Two blocks to I-295 and I-695 for easy highway access * Close proximity to Ferry Point Park, Pelham Bay Park, and the Throggs Neck Shopping Center * Approximately 10 miles to Midtown Manhattan This is a great opportunity for an end user or investor to make improvements and take advantage of a strong residential market in a convenient Bronx location.
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full
- Style: Cape Cod
- Year Built: 1950
- Garage: 1-car
- Heating: Baseboard, Natural Gas, Other
- Cooling: Wall/Window Unit(s)
- Basement: Full, See Remarks, Walk-Out Access
- Approx Sq. Feet: 1,008
- Acreage: 0.08
- Est. Taxes: $6,101
- Elem. School: Contact Agent
- Middle School: Contact Agent
- High School: Contact Agent
- School District: Bronx
- Appliances: Other
- MLS#: 843234
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/843234/3042hardingavenue_bronx_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3042 Harding Avenue, Bronx, NY, 10465
$569,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $455,200 | $455,200 | $455,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
| Monthly Tax Payment | $508 | $508 | $508 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,840 | $2,990 | $3,811 |
| Total Monthly Payment | $3,440 | $3,590 | $4,411 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535