8199 TERRACE GARDEN DRIVE N, #109, St. Petersburg, FL, 33709 | $259,000

One or more photo(s) has been virtually staged. Welcome to this beautifully updated, move-in-ready condo in the desirable Quincy Building, one of the premier buildings in the Five Towns community. Located on the first floor with easy access from 62nd Avenue, this spacious two-bedroom, two-bath condo offers a bright and inviting atmosphere with serene views of a lush nature preserve and tranquil pond. Step inside to discover an open and airy living space, perfect for both relaxation and entertaining. The versatile living room can easily accommodate a dining area, while the easy-to-maintain tile and laminate flooring flows seamlessly throughout. The kitchen and breakfast nook gives picturesque views of the pond and green space, making every meal a peaceful experience. One standout feature of this condo is the expansive laundry room/pantry—rarely found in condos! This spacious area offers endless possibilities, whether you’re looking for additional storage, a craft room, home office, or workout space. The convenience of a full natural gas setup means you won’t need a hot water heater, and your only utility expense is electricity. The Five Towns community offers an array of amenities designed for an active and social lifestyle. With six pools (four heated), two clubhouses with fitness facilities, and a picturesque walking path around the pond at Oleander Clubhouse, there’s always something to do. Residents also enjoy a variety of activities, including water aerobics, billiards, yoga, shuffleboard, book clubs, and more. Pets are welcome, and a friendly, well-maintained atmosphere makes this a perfect place to call home. Located just minutes from the beach and conveniently close to shopping, dining, and banking, this condo offers the best of both peaceful living and easy access to all the essentials. Don’t miss your chance to own this wonderful home in the heart of Five Towns. Schedule your tour today!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Gated
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: TERRACE PARK OF FIVE TOWNS
  • Year Built: 1984
  • Common Charge: $748 Monthly
  • Approx Sq. Feet: 1,235
  • Acreage: 5.01
  • Est. Taxes: $3,096
  • Lot Desc: FloodZone
  • Adult Communities: Yes
  • Elem. School: Rawlings Elementary-PN
  • Middle School: Pinellas Park Middle-PN
  • High School: Dixie Hollins High-PN
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8368742
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/TB8368742/8199terracegardendriven_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/15/2025 12:55:58 AM)
Listing courtesy of POWER REAL ESTATE GROUP LLC   Phone: 813-454-8041

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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8199 TERRACE GARDEN DRIVE N, #109, St. Petersburg, FL, 33709

$259,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $207,200 $207,200 $207,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.148% 7.075% 6.172%
Monthly Tax Payment $258 $258 $258
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,344 $1,361 $1,735
Total Monthly Payment $1,677 $1,694 $2,068

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.