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Welcome to Your Waterfront Escape! Immerse yourself in the unparalleled beauty of Oak Beach, NY, where every day feels like a vacation. This stunning 2 bedroom, 2 full bath retreat offers the perfect blend of modern convenience and coastal charm. Step inside to find stylish decor and contemporary finishes that create an inviting sanctuary. The semi open-concept design allows natural light to flood the space, highlighting breathtaking water views and bay breezes. Unwind on the wraparound deck as you soak in stunning sunsets or enjoy your morning coffee from the private second-story balcony off the primary bedroom. This home is as efficient as it is beautiful, featuring owned solar panels, brand-new appliances, and a new roof for long-term savings and sustainability. The walk-out basement provides endless possibilities—whether you envision a home office, gym, guest suite, or entertainment space. Beyond your doorstep, Oak Beach offers an unbeatable lifestyle. Spend your afternoons enjoying a delicious waterfront lunch at the Salt Shack on Cedar Beach, set sail for a fishing adventure with the Captree Fleet, or take in the scenic beauty of the Ocean Parkway Greenway—perfect for biking, jogging, or a leisurely stroll. Adding even more value, this home is now part of the new SCWA water system—a rare opportunity that enhances both convenience and peace of mind. Plus as an added bonus, the property allows for an expandable 20-foot extension on the east side of the property, offering room to grow. This isn't just a home—it's a lifestyle investment. Don't miss your chance to own a piece of paradise in Oak Beach!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $1,468 | $1,468 | $1,468 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,224 | $3,586 | $4,650 |
Total Monthly Payment | $4,784 | $5,146 | $6,210 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.