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Charming Arts and Crafts Home – Walk to Downtown Milford! Welcome to 28 Summer Street, a deceptively spacious and beautifully updated Arts and Crafts-style brick home that perfectly blends historic charm with modern updates. Just a short walk to downtown Milford’s shops, cafés, and community events, this unique home offers a lifestyle of convenience and character. Step inside to the original woodwork, built-ins, and hardwood floors that showcase the home’s timeless appeal. The living room invites you in with a brick fireplace and a cozy sitting room, creating a warm and inviting space for entertaining. The formal dining room offers an elegant setting for meals, while the newly renovated kitchen boasts quartz countertops, stainless steel appliances, and stylish cabinetry—a perfect blend of functionality and charm. The flexible floorplan is a standout feature, with a first-floor primary bedroom suite complete with a 3/4 ensuite bath and walk-in closet/bonus room. The main level also has a renovated full bathroom, as well as a versatile bonus room that can serve as an office, craft room, play area, or small bedroom. Upstairs, you'll find 3 additional bedrooms and a 3/4 bath, with window seats and a cozy sitting area. The oversized front porch is perfect for greeting guests, while the large side porch off the kitchen is a great spot for outdoor relaxation. The convenience continues with 1st-flr laundry and a large unfinished walkout lower level with tandem garage. Don't miss it!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,920 | $415,920 | $415,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $701 | $701 | $701 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,394 | $2,626 | $3,396 |
Total Monthly Payment | $3,187 | $3,419 | $4,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.